Business/Commercial Insurance in Pinellas Park, FL

Business Insurance

Our team at Gator Insurance Service understands all the hard work and love you’ve put into your business, and we can help you protect your investment by offering you business insurance compliant with the state of Florida.  We know that every penny counts, especially when you are running your business, which is why we ensure you are not paying for coverages you do not need and get you the best rate possible on the ones you do.

You can discuss all your business insurance options when you call us at (727) 544-0064.

We Offer a Wide Range of Business Insurance Options

We know that every business in Florida comes with unique needs. Our team works with you to personalize your business insurance policy by choosing plans for:

Commercial Building

Commercial property insurance can provide you with financial protection for your equipment, tools, inventory, and the building. You may consider this kind of insurance if you own any business property.

General Liability, Complicated & Basic, Artisan

The state of Florida allows artisan contractors to personalize their liability coverage to a degree. Who qualifies as an artisan contractor in Florida? Generally, this title applies to individuals who work as:

  • Plumbers
  • Carpenters
  • Electricians
  • Roofers

We provide insurance to workers in all of these fields and are proud to partner with you as we review the coverages that will work for your needs.

Professional Liability

Professional liability insurance helps business owners protect themselves from lawsuits filed by customers. Fortunately, the state of Florida allows you to get this form of coverage whether you own a large or small business.

Surety Bonds

Many business owners in our area use surety bonds as a way to structure their business. We can help you review the uses of different surety bonds, including contract bonds and commercial bonds, so you can select the options that work best for you.

Workers Compensation

The state of Florida requires you to set up a workers’ compensation insurance fund for your employees. This kind of insurance kicks in if an employee gets hurt on the job.

Garage Keepers

Garage keepers’ insurance helps businesses that store customers’ vehicles, like tow services. This type of insurance represents a kind of commercial auto insurance that can help if a customer’s vehicle sustains damage while in your care.

Security Network & Data Breach Insurance

Some forms of insurance offer coverage for issues like cyberattacks or data breaches, which may cause no physical damage to your business but instead impact consumer trust and brand reputation - damage that can be irreparable.

Directors and Officers

Directors and officers (D&O) insurance protects high-ranking members of your company from legal complaints made against them while they act on behalf of the business. Board members do not receive coverage for these actions from home insurance, making D&O insurance very important.

Medical Malpractice

Any company that handles medical concerns can benefit from medical malpractice insurance, including family doctors, surgeons, emergency room doctors, and plastic surgeons.

Legal Requirements for Business Insurance

The state has different requirements for various businesses. We can review the minimum insurance requirements needed with you when you contact a member of our team.

We also understand that various businesses need different kinds of insurance. We can help if you operate a medical facility, a construction business, or a business that mostly takes place online.

We Handle Business Insurance in Florida

We can help you maintain peace of mind while operating a business in Florida. You can contact Gator Insurance Service at (727) 544-0064 to speak with our experienced team members. We will discuss all of your options to secure the best insurance policy for your business.