The Best Car Insurance for Young Drivers

Whether you are teaching your teenagers how to operate a motor vehicle safely, or you’re a new driver yourself, this time in your life is already a challenge. Finding affordable auto insurance to keep your kids and investments safe shouldn’t add to your stress. When looking for the best car insurance for young drivers, you must know what you’re doing — otherwise, it could cost you an arm and a leg.

The knowledgeable agents at Gator Insurance Service understand what you are going through. We can help you keep your insurance rates under control while you manage everything else.

Best Car Insurance Rates for Young Drivers

No matter how old you are when you start to drive, insurers will consider you a new driver if you don’t have a driving record. New drivers can include:

  • Teen drivers
  • Older individuals with no driving records
  • People who immigrate to the United States

The insurance policy for a new driver will be the same as one for an experienced driver with one key difference — the cost. Insurance companies consider many things when giving estimates, but a short driving history indicates an inexperienced (and possibly risky) driver, which drives the rate up.

What Is the Best Car Insurance for Young Drivers?

Learning how to drive is an exciting time in a young person’s life. However, it can also be the most expensive. Insurers charge so much because car crashes are the second-highest cause of death for teens.

Young drivers can take steps to save on comprehensive coverage. First, as a parent, you can keep your young teens on your insurance policy instead of purchasing their own policy. There are things that your teenager can do too, including: 

  • Safe driving habits
  • Student discounts for teenagers with a “B” average or above
  • Student-away-at-school or college student discounts
  • Defensive driving courses

The Best Cheap Car Insurance for Young Drivers

Your monthly auto insurance premium will increase if you add a young driver to your policy. How much your insurance goes up will depend on where you live, the insurance company, and what kind of vehicles you have.

Auto insurance companies use many factors to determine your rates, including:

  • Age
  • Gender
  • Location
  • Vehicle: make, model, location
  • Credit score
  • Driving history, including at-fault accident history
  • Marital status
  • Coverage limits

What Are the Best Car Insurance Companies for Young Drivers?

Not every insurance company is the same — especially when it comes to discounts for young drivers. Some insurance companies claim to have your back while emptying your pocket. But we do things a little differently at Gator Insurance Service.

So, if you’re wondering where to find the best car insurance for young drivers, the experts at Gator Insurance Service can help you find the answer. Our personalized service professionals are on stand-by, and we are ready to assist you and your family with your insurance needs.

Contact us online or call Gator Insurance Service at (727) 544-0064 today for a car insurance quote.