Personal Auto Insurance provides coverage for individual drivers and their personal vehicles. It typically includes protection against damages to the vehicle, liability for bodily injury and property damage, and coverage for incidents involving uninsured or underinsured drivers. This type of insurance is essential for personal vehicle owners looking for financial protection against road-related accidents and liabilities.

Commercial Auto Insurance is designed for businesses that use vehicles for commercial purposes. This coverage safeguards businesses against liabilities arising from accidents involving their fleet or commercial vehicles. It includes liability and physical damage protection, and can be customized to cover a range of vehicles, from cars to trucks, used in business operations.

Boat Insurance provides financial protection for owners against losses or damages related to their watercraft. Coverage typically includes damage to the boat itself, liability for bodily injuries or damage to others' property, and protection against theft, vandalism, and natural disasters. Policies can be tailored to the specific needs of boat owners, covering a wide array of watercraft types.

SR-22 is not an insurance policy but a certificate of financial responsibility required by some states for drivers with certain traffic violations, such as DUIs or excessive speeding tickets. It proves that the individual holds the minimum required auto insurance coverage. The SR-22 is usually mandated for a specific period, during which continuous coverage must be maintained.

Similar to the SR-22, the FR-44 is a certificate required in certain states for drivers who have been convicted of specific offenses, such as DUI or DWI. The FR-44 requires higher liability limits than the standard policy, demonstrating that the driver carries more than the minimum level of auto insurance coverage. Like the SR-22, it is a form filed with the state, confirming the possession of adequate insurance coverage for a set period.